Parcel Risk Report

Wildfire hazard in Del Norte County: Fire Hazard Severity Zones, AB-38, and how to check one address

CAL FIRE and the Office of the State Fire Marshal map every part of Del Norte County into a Fire Hazard Severity Zone — Moderate, High, or Very High. Here's what those classes mean, the AB-38 disclosure duty in High/Very-High zones, and how to see the official CAL FIRE class for one specific property.

What is the Fire Hazard Severity Zone for a specific Del Norte County address?

That answer is parcel-precise — it depends on the exact location, not the county. Run the free per-address check below: it returns the official CAL FIRE FHSZ class (and State/Local Responsibility Area) for one property, alongside the FEMA flood map and other cited federal & state sources.

Check a specific Del Norte County address for its CAL FIRE fire-hazard zone

County context is a starting point. To see the official CAL FIRE Fire Hazard Severity Zone class for one property in Del Norte County — side by side with the FEMA flood map and other cited sources — run the free per-address check:

Open the free Beyond-FEMA checker → · See Del Norte County flood risk →

What a Fire Hazard Severity Zone (FHSZ) is

California's Office of the State Fire Marshal (OSFM) and CAL FIRE map every part of the state into Fire Hazard Severity Zones. The zone reflects factors that drive wildfire behaviour — vegetation/fuels, terrain and slope, typical fire weather, and ember-cast potential — and is assigned one of three categorical classes:

ModerateThe lowest mapped severity class.
HighElevated wildfire hazard.
Very HighThe highest mapped severity class.

These are CAL FIRE / OSFM's own categorical hazard classes — they describe the likelihood and intensity of wildfire over a ~30–50 year horizon for the landscape, not a proprietary or predictive score, and not a forecast for an individual home. Source: OSFM Fire Hazard Severity Zones (osfm.fire.ca.gov).

State vs Local Responsibility Area (SRA / LRA)

Two agencies map fire hazard depending on who is responsible for wildfire protection in an area:

AB-38: the disclosure & home-hardening duty in High / Very High zones

For homes in a High or Very High Fire Hazard Severity Zone, California's Assembly Bill 38 (2019) adds duties on a sale, codified at Civil Code §1102.19 and Government Code §51182:

Why the FHSZ class drives insurance, too

Admitted-market homeowners insurance is often harder or costlier to obtain for homes in a High or Very High FHSZ, which is why so many California owners end up on the California FAIR Plan (the state's insurer of last resort) paired with a separate wrap policy. We keep a plain-English, cited explainer of that here: California FAIR Plan & insurance availability →. This page does not predict any carrier's decision.

How this page is sourced (and what it is not)

Related checks

Flood-risk gap in Del Norte County · California FAIR Plan & insurance availability · How we know (data sources)

Get the full picture for this property

This free check shows the flood-gap only. Two paid reports go further — both cover every hazard (flood, wildfire/AB-38, earthquake, dam, fault, seismic, radon & air quality) in plain English, with a shareable PDF:

$19 Parcel Hazard Report — the all-hazards report in plain English, with a quick insurance check. $59 Buyer's Diligence Dossier — everything in the $19, plus the full Insurance Availability Outlook, a forward-looking climate section, and a parcel hazard-overlay map.

Both are informational reports to help you understand this property — not the statutory §1103.2 Natural Hazard Disclosure a seller provides in a sale (that's a separate document professionals prepare — see pricing). One flat price each, no account.